February 21

Value Of Car Insurance Policy

Importance of car insurance in India

According to motor vehicle act states that all the vehicles running in communal places should have Car insurance policy basic motive to cover third party liability.

There are two forms of policies for motor insurance

Third party car insurance policy
Comprehensive car insurance policy

Difference between these two policies

Comprehensive Car insurance policy also covers loss or damage to the vehicle itself by way of accident in addition to third party accountability and specified dangers, whereas Third party Car insurance policy answerable for the loss of vehicle owner or damage to life or property of the third parties.
Mode of insurance premiums

The car is not insured for reinstatement value and depreciated value

The tariff governed the finest rates for car insurance in India for all the companies that are operating here.
At what value car is to be insured – Depreciated value or reinstatement value?

The vehicle is to be done insured at the previous value in the local market for a related type of car for a same model
What factors are to be kept in mind for deciding the premium for car insurance?

On the basis of cubic capacity, usage of car, area of procedure and the cost of car projected for insurance make a decision about the premium to be paid.
What amount the insurance company pays at the time of an accident?

In situation of a mishap, the insurance organization makes payment for the cost including the labor cost and also the price of injured parts which can be replaced.

Bonus system

At the time of any accident for which a claim is registered in the occurring year on insurance organization, in the very next year, the insurance organization transfers the premium by technique of charging extra premium.

Minimum/ maximum percentages of the Bonus

The least amount Bonus is 20 percent & maximum is 65 percent.

What happens to the Bonus at the time of sale and transfer of vehicle?

Till the time he can argue bonus on next purchased motor vehicle, the bonus goes with the original owner.

What is exactly Voluntary excess?

It is totally client’s decision for paying firm amount of liability from each claim & for this car insurance organization offers a concession in premium.

Difference between voluntarily excess and compulsory excess

At the time of voluntary excess, client decides the reduction in premium on the other hand excess is imposed compulsory by the car insurance company. This will help you to take correct decision.

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February 20

Honda Offers Motorcycle Rider Courses In Atlanta

The Motorcycle Safety Foundation offers a variety of motorcycle rider courses at the American Honda Complex in Alpharetta, Georgia, a northern suburb of Atlanta. These courses provide state of the art rider education for new riders as well as being refresher courses for more experienced riders. The goal is to make motorcycle riding a safer and more enjoyable experience. The Alpharetta complex is one of the most active training facilities in the country.

Motorcycle riders can enroll in the Basic RiderCourse to earn their license waiver. This 2 day course teaches both physical and mental skills that are important for safely operating a motorcycle. The course includes classroom instruction as well as riding time. In the Basic RiderCourse-2, students will continue to hone the traffic skills they learned in the initial course.

The Basic Bike Bonding RiderCourse is the next step in the curriculum. Riders will continue to develop and practice skills beyond those learned in the Basic RiderCourse. There is no classroom component in this course. The Ultimate Bike Bonding RiderCourse was developed for riders who have a solid foundation of basic skills and some recent riding experience. There is no classroom component. Experienced riders may want to take the Advanced RiderCourse or enroll in the soon-to-be-offered Street RiderCourse.

Those who have never ridden a motorcycle may want to try out the new SMARTrainer simulator, which mimics a motorcycle riding experience. A computer screen presents 17 different riding environments and situations for the rider to respond to. The environments include daytime riding, night riding, and different weather conditions. There is no fee to use the SMARTrainer, which is designed to be a bridge to the beginner courses.

The American Honda Complex also offers dirt bike school classes for those who want an exciting off road experience. The motorcycle and all protective gear are provided. There is a Closed Range Exercise Course, a Trail RiderCourse, and even a class geared specifically for females only. The dirt bike summer camps are also popular. Riders six years of age and older may sign up with a parent for dirt bike courses. Many families participate in these classes together.

Also available at the Honda Complex are ATV RiderCourses. These courses are conducted through the ATV Safety Institute. This hands-on training course for riders of all terrain vehicles emphasizes the skills and techniques necessary for responsible riding. The institute will soon offer a 3 Wheel Basic RiderCourse.

The Honda Motorcycle Safety Foundation Campus is located at the American Honda Complex at 1450 Morrison Parkway in Alpharetta, Georgia. Participants may register for courses online at www.offroad-training.org.

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February 20

Why are Starter Motors Significant

A starter motor is a device that is used to start an engine before its operation allows it to generate power for itself. Starter motors are a vital component within automotive engines where they induce rotation in the engine so that the automobile can move. Starter motors taken in electrical energy and convert it into mechanical energy which is used by the rotor to turn and start the engine. A starter motor disengages once the engine starts generating power for itself, or is up and running. They provide the initial power surge to the engine so that it starts generating power for its operation. Like with most automotive parts, it is important that starter motors should also be of good quality and make.

The Need for Starter Motors

Starter motors evolved from the hand-driven crank or hand crank of old times. Visuals of black and white pictures with gentlemen stepping out to crank up a car through a hand-held shaft in the front of its bonnet are examples of manually starting motors. However, manual starting of motors was not a risk-free enterprise and if the crank backfired, it resulted in serious injuries such as fractured fingers or wrists of the person operating it.

However, the problem that arose in the initial years was also one of how to develop an electric starting system or a power generating device that could deliver enough power to kick start a machine out of inertia and into motion. Modern starter motors were born out of this challenge.

The Modern Starter Motor

Modern day starter motors are direct current electric motors with a starter solenoid that draw current from a battery. Once current is drawn, this solenoid helps engage the gears that finally make the engine rotate and begin operating. The solenoid plays another important role; it helps pull away the pinion gear attached to the starter motor assembly. This disengages the starter motor from the engine flywheel and helps bring it to a stop.

Problems in Starter Motors

A starter motor can also face mechanical issues and give rise to unexpected problems. For this reason, it is important to understand the requirement of your vehicle as well as the different components within a starter motor. Also, because of the diverse components within it, what appears like a starter motor problem may actually be related to something else altogether. For example, starter motors need direct current sources and draw their power from a battery. If your battery is dying, or the connections are unclear or weak, the motor will have difficulty operating.

Each component within a starter motor is designed for a separate function. The pinion gear, the clutch assembly, the starter driveshaft etc, are all parts that comprise the starter motor. The well-being of the starter depends on the health of these different parts. Slow turning of the motor, jamming of operation, or noise coming out of the motor, all of these can be considered as warnings for problems for starter motors.

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February 19

Buy Quality Auto Accessories from Professional Agencies Online

When you have a car it becomes necessary to keep it in top shape with maintenance and care. While you may handle the vehicle carefully enough, occasionally it would be required to install new spares and discard worn out equipments of engine or other sections. With regular use some automotive parts become unsuitable for use. Replacing those items with new ones can ensure your car returns expected mileage and performance. Some car owners may need to buy and install new accessories after accidents or collisions as well. Apart from that, there are some people who buy such equipments to boost performance of car engine. In any case, you will have to buy these stuffs from reliable auto accessories sellers.

Why Buy from Regional Car Equipment Sellers

There are a number of advantages you can obtain when you buy automotive parts from regional online agencies. These companies sell auto accessories for cars that are made by reputed manufacturers only. Hence, if you need a spare for your Nissan Sedan or Toyota SUV, you can find it in their inventory. From steering wheel to the shock absorber, they deal with every kind of car spares and kits. At times, it may be tedious to find a specific spare for your vehicle, especially if it is several years old. However, these companies can provide you with the exact equipment for your model. You do not have to go shop hunting. All you need to do is browse their online catalogue, track your product and place order for it. If you face any hardship in locating desired products, their customer support team can be of help to you.

How to Find out if the Seller is Genuine and Credible

There are a few automotive parts sellers in Australia who sell a wide range of products online. However, it is absolutely necessary that you buy such parts from a genuine seller. It would be a wrong step to opt for a company that sells specific spare at cheap rate but does not have much credential to talk about. Some of the professional sellers have tie ups with well known online auction sites. You need to check out the shipment and refund policy of such seller before you purchase any accessories from them. It is also important to find out if the company offers a warranty with every spare or accessory it sells. Genuine automotive spares enhance longevity of the engine and ensure good resale value as well.

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February 18

Easily Buy Ford Falcon Spare Parts Using Internet

Now, The Ford falcon is a classic due to the age that it holds. Dealers buy them and try to fix them up for re-sell them. If you do own a Ford falcon but need to fix it up first of all then the best thing to do is to give the car a full check. Write down what you think might be wrong with the car and then you can go to work on your classic Ford falcon.

The ford falcon is one of the hottest selling antique/classic cars around. The ford falcon offers buyers a great level of refinement from a classic car, as well as a great styled car that has been a favorite of cars buyers everywhere for quite some time now. A ford falcon can be a tough car to locate nowadays. If you are lucky to find a ford falcon spare parts, sure to examine it closely, and then buy it up as quick as possible! In all seriousness, these cars can be very hard to come by. You need to check all of your resources if you are hoping to get your hands on a ford falcon. The ford falcon can be found in your local classified car section, through online venues, or by locating a seller of classic cars.

The people how sell these cars can often sell you one that either needs restored, or one that has been fully customized and looks better than new. The thing to remember about this is that a fully remodeled ford falcon will surely cost more than one that you have to do the work on. This leads me to my next point. Ford falcon spare parts are very difficult to come by as well. This has to be expected because of the high demand of the ford falcon. The more and more people that want a car, the higher the demand gets; and the higher a demand gets for a car, the higher the demand is going to get for the ford parts and accessories.

If you are in the market for ford falcon parts be sure to check in two essential places. If you look in all three of these areas you will almost definitely always find what you are looking for, or at the very least locate someone who can help you find the falcon spare part you need.

Finding the parts is one thing but then getting them attached could be entirely different. The Internet is the place to go for all these spare parts. Although you might find them in your junk yard the amount of junk that you have to go through can be a problem even for the hard-core junk yard veterans.

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February 18

The Advantages and Disadvantages of Monthly Auto Insurance Payment

The saying that you should look before you leap is a fact that is also applicable in securing auto insurance policy for your car. It is necessary that you painstaking consider how much you want to commit to it before you purchase the policy. In addition to this is to really consider the benefits that you want to get from the policy and the coverage that your car require. If you fail to do this initial plan you may have difficult time paying the periodical premium.

In a situation whereby you have financial constraint, monthly payment may be your best choice. This could be paid with your credit card or your bank account.

In case you are a lower income earner. The wise thing to do is to calculate all your monthly bills that you cannot but pay. These are bills like electricity bills, water bills and others. Just include your auto insurance payment. In this way you can conveniently settle your policy payment with little or no stress.

As a statement of fact when you want to pay the total cost of the coverage at once you monthly income may not be able o handle. This is because auto insurance policy is sometimes expensive. So the major reason for preferring monthly payment is to meet up with monthly budget. So the decision is yours depending on the size of your monthly income.

On the other hand the monthly payment cumulatively is more expensive that you pay the lump sum. The scenario is just like when you pay for an item on retail basis or you purchase it on wholesale basis. The wholesale price is always cheaper. But when you consider your income level it is possible that the monthly payment will support your cash flow

It is in your best interest having known that you may prefer monthly payment to ask for how much is their monthly rates. This will help you to really know how much you are adding to your monthly budget. It is a very good idea to ensure that you dont conclude on the first insurance firm as a place to pick your car insurance policy. You can go ahead to compare them.

It is not enough for you to have a car insurance. There area things that are necessary for you to be aware of and one of them is knowing the coverage you can get with the benefits you can obtain from it. Always be aware that as a car owner the requirement of the law is to have coverage that will cover you, your and passengers if any in case of any misshapen or accident.

The number of auto insurance companies is unlimited and their rate varies depending on the coverage you would want to have and the benefits you enjoy. Internet had also made issue of comparing insurance quotes very easy. So it is left for you to take pain to do through work to ensure that you get minimum rate for better coverage and benefits.

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February 17

Muscle Cars The Ultimate, Fashionable Cars Of The 1960’s

The Pontiac GTO, Dodge Charger, Chevrolet Camaro Chevelle SS, Ford Torino GT, and the Plymouth Road Runner are the models of high speed cars of 1960’s, which are also called muscle cars. These are big or midsized two-door cars that are known for high speed engines. These cars were built with V8 engines and were the main attraction of the drag racing events. The introductory models of these cars were launched in 1940’s, when these were large sized models, but later in 1960’s midsized models were in great demand. These cars were bought mostly by the wealthy and young buyers of the society. Young buyers were attracted to the speed and hence, several models were introduced by car companies in various categories.

The introduction of the GTO initiated the trend for mid-sized cars and a number of car companies launched smaller cars in this model type. The lightweight models were introduced in 1963 when the motor companies designed compact cars, which were light and could run faster as compared to initial models of the 40’s. Since, the car models were purchased only by the buyers from the elite class of the society, a budget model was introduced to attract more customers and the first budget model was the Plymouth Road Runner.

Muscle cars were very popular in 60’s, when Ford and Mopar were producing a number of cars for drag racing. The Dodge model was a powerful car, which ran with the velocity of over 100 miles per hour and Mopar introduced the Hemi engine variety, while the Pontiac GTO was powered with a 389 cu V8 engine with unusual trim and a floor shifted transmission.

Ford launched the Ford Galaxies in 1963 for drag racing and many modifications were made in the original model, like the use of fiberglass panels, traction bars, aluminum bumpers, and the car delivered a power of 425 hp. The Ford Galaxies could travel a mile in 48 to 50 seconds, and the Ford Thunderbolt could run a mile in time less than 48 seconds. An Innovative technology for braking was designed which was based on disc brakes and to get a fashionable look, the suspension’s position was lowered.

In the current era, these cars are collected by classic car lovers and sold at a very high cost at the car auctions, while the price depends on the model, condition. and the demand of the car. Many of these cars are displayed at museums, and car dealers also sell reproduction metal sheet parts of these cars. Help can be encountered if you click on muscle cars or cars online.

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February 15

Craigslist Used Cars

The best thing about using Craigslist to find autos for sale in the USA is that a person can search for any type of vehicle. Whether someone wants a truck, SUV, car or van, they will be able to search for it on Craigslist. Not only can people find these types of vehicles for sale on the site but they can also find specific models. This means that all one has to do is type in exactly what they are looking for and they can type in where the location of the vehicle should be located. This means a person can search for specific makes and models that are being sold within miles of their home.

Not only can a person find autos that are located within the area but they can also choose a price range. If a person wants to find a vehicle that costs no more than $300, then all they do is choose $300 as the highest price that they are willing to pay for a vehicle. Only vehicles $300 and under will show up in the results. It is very easy to find cars that are affordable when using Craigslist.

Another cool thing about using Craigslist is that one can easily find a new or used car. All a person has to do is type in whether or not they are looking for new cars or used cars or even both. If a person wants to search for only new cars, then only cars that are new will appear in the search results. The same goes with used cars.

Anybody can literally find and buy a vehicle from anywhere in America by using Craigslist. A person can search for vehicles in any of the 50 states and search for vehicles in any city in the country. This is great for people who need a car fast, do not drive and do not mind traveling a bit to get a great deal on a brand new vehicle or a used vehicle.

People can also search for vehicles with specific miles on it. If a person wants a vehicle with 10,000 miles or less, then all they have to do is type in that they are searching for vehicles with 10,000 miles or less and only vehicles with 10,000 miles or less will appear in the search results.

The best thing about using Craigslist is that it is extremely fast to search for vehicles. It is also very easy to search for vehicles all over the United States. A person can find a vehicle literally within seconds. Once a person finds a car that they want to buy, they can simply reply to the seller and ask them questions about the car. It really is that easy. Craigslist is simply the best way to find vehicles to buy.

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February 15

Amazing Shiny Cars On Hi Def Auto Detail

Another week, another roundup of amazing, shiny cars to marvel at. Believe us when we say, that even though we get the chance to do this every day, it still never gets old seeing all of these amazing cars that are constantly rolling through our lot. I really mean it when I say that I wake up each and every day with a smile because I know there’s going to be an incredible day ahead of me. I feel truly blessed to be able to work in an industry that I actually enjoy, and makes me excited to get out of bed in the morning.

Just like every week, last week was only another reason to make me happy to be the owner of Hi Def Detail. It started off with a black BMW 5 Series coming in for a treatment of Hi Def Bling Nano Polish, and the results were just like you could imagine – excellent! We even spotted one of our customers on their way in, checking her makeup in the car’s surface. Now that’s clean!

If that wasn’t enough, up next was a 2011 Lincoln MKZ. We don’t get a ton of Lincoln vehicles coming through our lot, but when we do it is always a treat because they just look so nice. When we say nice, we mean before we get done doing what we do best to them, because after that nice would be an understatement by a long shot.

After that, we had a real special job, even for us. A 1975 Mercedes Benz 350SE came in, but what made this car special was that it still had its original paint job. The owner was obviously very concerned about the work we were going to perform on his car’s surface and was very attentive to everything we were doing every step of the way. We assured him that everything would be safe for his car’s surface, and he seemed very pleased with the results. We were pleased to just have the opportunity to work on such a car.

You know what I like to call a good problem to have? When you have so many amazing cars coming through your headquarters that you simply don’t have the time to post about all of them. I apologize for not being able to do so, but I’m sure most of you understand. Alright, enough talking, on to the car pics!

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February 14

Your Smart Checklist For Texas Auto Insurance Shopping

When to Request for Car Insurance Quotes Texas

The most ideal time to ask for a car insurance quote is 30 to 45 days before the renewal date of your existing policy. This time frame allows you enough time to explore more coverage options and take a look at policies offered by other insurance companies without facing pressure to make a hasty decision. Every couple of years is also a good time to request for auto insurance quotes. The important thing is to have more than enough time to compare insurance quotes before making a choice. This enables you to find better deals wherein youll have big savings.

Important Information Needed for a Auto Insurance Quote Texas

Basically, you need to prepare your drivers license number and provide information about all auto accidents and traffic violations in the past three to five years. It would help if you remember all the dates as well. Your rate will partly depend on this information.

Also, insurance companies will want to know the make, model, and year of your car. You can also declare all equipment installed in your car like alarms, wheels, custom paint, trim packages, and how much they are worth.

You would also be asked to provide information about your existing insurance company and the date of renewal. When reviewing new car insurance quotes, make sure that your new coverages is on par with your current policy. Learn more about optional coverages you can avail of but it is recommended that you have Bodily Injury and Property Damage Liability coverages.

As for deductibles, review what you have in your present policy and make a comparison. Most people prefer a USD 250 or USD 500 deductible for Comprehensive and Collision coverages. Be on constantly on the lookout for discounts awarded to low mileage cars or hybrid cars, good standing students, and safe drivers.

Comparing Auto Insurance Quotes Texas

Go for a car insurance quote with corresponding amount of coverage and deductibles as your current plan. If there should be slight differences, be aware of what they are. Make sure to get car insurance quotes Texas of exact amounts and not mere estimates. Try adjusting your limits and deductibles and look at how your rates will change.

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